Do I have a pension?

Answer a few simple questions to find out whether you might have a pension. It takes less than 3 minutes.
We'll explain the most likely result under each answer you submit, as well as an overall result at the end.
Likely to have a pension
May have a pension
Unlikely to have a pension
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How old are you?
You won't be auto-enrolled in a pension until you're 22. So unless you enrolled yourself in a workplace or private pension, or have a self invested personal pension (SIPP), it's unlikely you have a pension.
You may have a pension. Continue to the next question for a more accurate result.

Do you earn over £10,000 a year?
You may have a pension. Continue to the next question for a more accurate result.
You won't be auto-enrolled in a pension unless your salary is over £10,000. So unless you enrolled yourself in a workplace or private pension, or have a self-invested personal pension (SIPP), it's unlikely you have a pension.
Is this your first and only job?
You won't be able to transfer your pension if you're still in the same job and receiving employer contributions.
You should be able to transfer your old pensions if you've had more than one job.
Did you work in any of your previous roles for more than three months?
You may have a pension. Continue to the next question for a more accurate result.
You need to work for three months before you're auto-enrolled into a pension, so it's unlikely you have a pension.
Do you currently work in the public sector? (e.g. NHS employee or teacher)
You have a pension. You probably can't transfer it due to Pension Rules in the public sector.
You may have a pension. Continue to the next question for a more accurate result.
Do you think you paid into a workplace pension after February 2018 in a company employing less than 50 people?
You may have a pension. Auto-enrolment for smaller employers began in February 2018.
You may still have a pension. Check your records, contact your previous employers, or use The Pension Tracing Service to be sure.
Do you think you paid into a workplace pension after 2012 in a company employing more than 50 people?
You may have a pension. Auto-enrolment for larger employers began in 2012.
You may still have a pension. Check your records, contact your previous employers, or use The Pension Tracing Service to be sure.
Are you in possession of any previous pension paperwork?
Check your paperwork. You may find the pension provider and pension policy number needed to transfer a pension.
You may still have a pension. Contact your previous employers or use The Pension Tracing Service to be sure.
Thank you! Your submission has been received!
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You're likely to have a pension

To benefit from transferring your pensions into a new pension plan, you'll need the following information:

  • pension provider name
  • pension policy number
  • National Insurance number

If you can't find or access this information, try using the Pension Tracing Service.

With investments, your capital is at risk.

You may have a pension

Check your paperwork or call your previous employer to find out your pension provider name or a pension policy number. Failing that, try using the Pension Tracing Service.

To benefit from transferring your pensions into a new pension plan, you’ll need the following information:

  • pension provider name
  • pension policy number
  • National Insurance number

With investments, your capital is at risk.

You're unlikely to have a pension

It's still worth checking your paperwork, calling a previous employer, or use the Pension Tracing Service to be sure.

If you find that you do have a pension, you’ll need the following information to transfer them into a new pension plan:

  • pension provider name
  • pension policy number
  • National Insurance number
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About PensionBee
PensionBee combines your old pensions into one new online plan. You get one simple pension and clear balance that you can check any time, plus a dedicated customer account manager (we call them BeeKeepers) that you can speak to. Everything is designed to give you pension peace of mind.