Invests your money in a range of assets that are adjusted weekly depending on market conditions by experts at State Street.
Could be suitable for
Anyone who is considering accessing their pension in the near to medium term and wishes for their returns to be actively managed by experts in the meantime.
Annual fee
0.85%
Risk level
Medium
This fee is halved on the portion of your savings over £100,000.
Our past performance chart illustrates how £10,000 invested five years ago would have grown over time.
Date: 04/09/2026
£13,880.20+38.80%
Past performance is not an indication of future performance. With investments, your capital is at risk and you could get back less than you invest.
Line chart showing how £10,000 invested five years ago would have grown over time.
Performance is based on the unit price of the fund and may include certain embedded fund fees that are a part of your annual management fee. With investments, your capital is at risk. Past performance is not an indication of future performance. Pensions can go down in value as well as up, so you could get back less than you invest. Data provided by Trustnet powered by FE fundinfo. For more plan information, see the Trustnet website.
Calendar year performance
2022
2023
2024
2025
2026*
Plan growth
-8.1%
10.3%
10.7%
12.8%
9.0%
Past performance is not an indication of future performance. With investments, your capital is at risk and you could get back less than you invest.
*Means the latest available price as of 04/09/2026. Performance assumes all fund charges have been taken and that all income generated by the investments, after tax, remains in the fund.
Top holdings
These are the companies your pension has the largest holdings in. Holdings change monthly.
NVIDIA CORP2.6%
APPLE INC2.6%
MICROSOFT CORP1.7%
TAIWAN SEMICONDUCTOR MANUFAC1.4%
AMAZON.COM INC1.4%
ALPHABET INC-CL C1.2%
ALPHABET INC-CL A1%
BROADCOM INC1%
Fund allocation
This shows how your investment is divided among different global regions and asset classes. The main asset types are fixed income (e.g. bonds), equities (company shares) and cash.
Stocks75%
Fixed Income16%
Commodities6%
Cash3%
Americas48%
Europe26%
Asia Pacific16%
International6%
Cash3%
Africa/Middle East1%
Fee
With PensionBee you pay just one annual fee, taken from your pension pot.
Fee Calculator
Annual fee
0.85%
This rate applies to pots up to £100,000.
£
Your annual fee is halved on the portion of your pot over £100,000.
More details
ISIN
GB00BG217453
This code represents your fund, and is unique to just the 4Plus Plan.
4Plus Plan factsheet
We've simplified each plan's risk rating on this page to a higher/medium/lower scale to aid comparison. Plan factsheets may use a different scale, representing the money manager's own methodology.
.webp)
%201.png){kind=small}
