Expert tips to help you plan for a happy retirement.

Read the latest retirement planning tips from our team of personal finance journalists, investment professionals and money bloggers. From sustainable spending strategies and withdrawal rates to the amount of tax you can expect to pay – build your pension confidence and find out everything you need to know about preparing for a happy retirement.

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Retirement Planning

What do rising university tuition fees mean for families?
You don’t need a Maths degree to know that going to university is an expensive business - and student debts are only set to grow under new rules.
E44: Buy Now, Pay More? With Alice Tapper, Tim Hogg, and Dani Skerrett
From Buy Now, Pay Later plans to click-to-buy product tags on Instagram and TikTok, technology makes it super easy for us to shop 24/7.
How to stay in control when using Buy Now, Pay Later
When the State Pension meets the tax threshold and what it means for you
One of the key announcements from the government’s Autumn Budget was that Income Tax thresholds will remain frozen until at least 2031.
Your January 2026 market update: gold reached an all-time high and Trump tariffs briefly spooked investors
Here's a recap of how the markets moved in January and some of the big investment stories, including gold, Trump’s tariff announcements, and the current state of the AI bubble.
Updating your PensionBee app - what’s changing and what you need to know
We've started rolling out a refreshed PensionBee account, the ‘BeeHive’. Learn what's happening and why.
E46: How to bounce back from redundancy with Jimmy McLoughlin OBE, Eleanor Mills, and Emma Ferenc-Bachelor
Where do you see yourself in five years? In a rapidly changing world of work, that’s becoming harder to answer. If you find yourself looking for work after redundancy, our panel has expert tips for how to bounce back.
3 pension saving tips from Warren Buffett
Warren Buffett is undoubtedly one of the most successful investors of all time. And in his final letter to his shareholders, he shared some savvy tips for pension savers.
Money milestones: what women should check at 25, 35, 45, and 55
Money milestones look different at each life stage. Here's what women should check as they move through their career, family life, and retirement.
What should you do with a redundancy lump sum?
Redundancy can be a turning point, and a lump sum can offer a vital financial cushion. Learn how it’s taxed and the key ways to use it wisely - from paying off debt to boosting savings or your pension.
Why pensions deserve your attention during divorce
Divorce often centres on the family home and immediate costs, so pensions can be overlooked. Yet they’re often one of the most valuable assets and can shape your financial security for years to come.
What happened to global investment markets in December 2025?
How did stock markets perform in December 2025 and how does that impact your pension plan? Find out all this and more.
E45: The rise of micro-retirements with Ola Majekodunmi, Lauren Spearman, and Tom Carter
Imagine hitting pause on your career, not decades from now, but far sooner. What would you do with all that freedom? We’re talking about the rise of micro-retirements in this episode.
A milestone moment for pension switching and why the work isn’t done yet
Thousands backed PensionBee’s call for change, triggering government action on faster, safer pension transfers.
How PensionBee's plans are performing in 2025 (as at Q4)
Find out how PensionBee’s plans performed over Q4 2025, and what drove the performance across different regions.
Bonus episode: “I stopped paying into my pension for 20 years”
In this bonus episode, we hear from PensionBee customer, Tara-Jane, as she tells us her pension story - from starting early at 17 years old, to the impact of ignoring her pension for 20 years.
Greenland and market volatility: what’s happening and what it means for your pension
President Trump’s desire to take control of Greenland for the US - willingly or otherwise - has dominated the news so far this year. Here's what it means for your investments.
Reimagining your PensionBee account, the ‘BeeHive’
We're reimagining your PensionBee account, the ‘BeeHive’. Learn about what's happening and why.
Bonus episode: What does the Autumn Budget 2025 mean for your finances?
Read the transcript from our bonus podcast episode on how the Autumn Budget 2025 may impact your finances.
Love, family and future plans: how your life shapes the way you save
New research shows that while gay and straight men often have similar pension savings, what motivates them to save can be quite different.
Self-Assessment: what you need to know
Filing Self-Assessment soon? Getting organised early could save you stress - and money.
How to grow your pension in your 40s and 50s
Midlife can be a powerful moment to refocus on your future. Find out what steps you can take to build a stronger pension.
How to build a £3 million pension pot
£3 million can sound daunting, but with time and compound growth it may be more achievable than you think.
What does the Autumn Budget 2025 mean for your pension?
Read how the 2025 Autumn Budget could impact your retirement savings.
How could the Autumn Budget impact your pension and retirement plans?
The 25% tax-free lump sum appears safe, but five other pension tax measures are still being discussed ahead of Rachel Reeves' Budget on 26 November.
How your views shape our shareholder voice in 2025
Learn what PensionBee customers think about how their pensions should be invested, and how responsible investing can support long-term returns as well as positive change.
How to use pensions to pass on generational wealth
Here’s how to stop thinking about pensions as just your retirement pot, and instead as a family savings vehicle.
The Pension Confident Podcast Series Five trailer
The Pension Confident Podcast’s back for Series Five. We’ll be answering your personal finance questions, from how to avoid lifestyle creep, to can you afford to retire early?
Bonus episode: The best from our Series 4 guests with Philippa Lamb and Lucy Greenwell
The Pension Confident Podcast’s host and producer look back over some of their favourite moments from our expert guests in Series 4.
How single mums can build towards a more confident financial future
With day-to-day costs taking priority, many single mums miss out on pension saving - but practical changes can help strengthen their future.
What happened to global investment markets in November 2025?
How did stock markets perform in November 2025 and how does that impact your pension plan? Find out all this and more.
What the salary sacrifice pension changes mean for you
From April 2029, there'll be a £2,000 cap on salary sacrifice pension contributions without paying National Insurance. Here's what it could mean for you.
Why women-led companies could be the next big ESG opportunity
Investing in women-led companies isn't only good ethics - it could be a smart financial move. Here's why gender-diverse leadership matters for ESG investors.
What happened to global investment markets in October 2025?
How did the stock market perform in October 2025 and how does that impact your pension plan? Find out all this and more.
What does the Chancellor's pre-Budget speech mean for you?
With Rachel Reeves preparing her first Budget, what changes could shape the UK economy and your pension savings?
Taking money from your pension just got simpler with Regular withdrawals
New feature! We're making it easier for customers aged 55 or over to take a regular income from their PensionBee pension. Discover what Regular withdrawals are and how they could make managing your finances in retirement easier.
How AI will change the way young people manage money in 2026
AI can answer pension questions in seconds, but it doesn’t know your circumstances and isn’t regulated. Here’s how to use it wisely.
How PensionBee's plans are performing in 2025 (as at Q3)
Find out how PensionBee’s plans performed over Q3 2025, and what drove the performance across different regions.
E43: Who wants to be a pension millionaire? With Faith Archer, Damien Fahy and Maike Currie
How can you become a pension millionaire and how much income can £1 million give you in retirement?
How are default pension funds performing and what does it mean for your retirement?
How are default pension funds performing and how can you check your pension to make sure you're on track for retirement?
Why women struggle with pension confidence - and how to feel more in control
Why do fewer women feel confident about their pensions, and what can help change that?
Why have financial markets been volatile this summer?
Find out what ‘sticky’ inflation is and how geopolitical tensions and concerns about Artificial Intelligence are impacting your pension balance.
Pension soapbox: what people are saying about pensions
Our Facebook page is buzzing with debate about pensions. We run through some of the main issues you've raised recently and answer some of your questions.
Why we’re standing up to corporate bullies
We're taking a stand against the behaviour of one the world's biggest pension providers. Find out why.
Why have annuity purchases been increasing?
Annuity purchases have been increasing over the past year. We explore why there's been renewed interest and whether buying one could be right for you.
When your pension's in a good place, you're in a good place!
Take a look at our new brand campaign and learn how we’re incorporating our customers.
What the 2020 Budget means for your pension
Find out whether you will be better or worse off with these Budget 2020 changes, including changes to pension allowances for higher earners.
What my summer at PensionBee taught me
Our summer intern tells us what lessons he took from his six weeks at PensionBee.
What is pension lifestyling and could it damage your wealth?
Pension lifestyling removes the risk from your pension pot, as you get closer to retirement. Lowering risk might sound sensible, but lifestyling could damage your wealth.
What happens to my pension if I get sick?
If you become seriously unwell you may be entitled to take part or all your pension early. Find out what ill health and serious ill health pension payments are, and how they work.
What happened at PensionBee in 2017?
Our CEO, Romi, casts an eye back over another amazing year at PensionBee...
We're teaming up with Starling to make saving even simpler
See how we're teaming up to help you put more in your pocket.
Your views shape the future of the Tailored Plan
Find out more about how PensionBee is driving change based on customer feedback.
Help us test our new regular withdrawal feature
It's almost here! Our new regular withdrawal feature automates the process of withdrawing from your pension. Try it out and let us know what you think.
Tracker Plan investor update Q3 2020
Konrad Święcicki from the Tracker Plan fund manager, State Street Global Advisors, updates us on the plan's performance in Q3 and the latest news.
Tracker Plan investor update Q2 2020
Olivia Kennedy from the Tracker Plan fund manager, State Street Global Advisors, updates us on the plan's performance in Q2 and the latest news.
Tracker Plan investor update Q1 2020
Olivia Kennedy from the Tracker Plan fund manager, State Street Global Advisors, updates us on the plan's performance in Q1 and the latest news.
What happened at PensionBee in 2016?
Our CEO, Romi, casts an eye back over another amazing year at PensionBee...
How to be a chief technology officer at a modern startup
What does the job of CTO actually involve, and how has technology changed the way that technical types work with the rest of the business? Our CTO gives us the lowdown.
Tailored Plan investor update Q3 2020
Dom Byrne from the Tailored Plan fund manager, BlackRock, updates us on the plan's performance in Q3 and the latest news.
Tailored Plan investor update Q2 2020
Dom Byrne from the Tailored Plan fund manager, BlackRock, updates us on the plan's performance in Q2 and the latest news.
Tailored Plan investor update Q1 2020
Dom Byrne from the Tailored Plan fund manager, BlackRock, updates us on the plan's performance in Q1 and the latest news.
Success in the tech industry and PensionBee’s approach to software delivery
The tech industry is full of knowledgeable, skilled and driven people so starting out as a software developer has its challenges. Learn more.
Why we are so excited to announce State Street Global Advisors as our new investor
Read more about how SSGA became our largest external shareholder and why we're so excited to work with SSGA on making pensions simple and engaging.
Should I take money from my pension to help my family?
Freelance financial journalist, Laura Miller, discusses the considerations to make before deciding to take money from your pension to help your loved ones.
September product spotlight
In September's product spotlight, we focus on some of the work we’ve been doing to improve the pension transfer process for our customers.
Regular withdrawals are coming soon!
Find out how we're making withdrawing from your pension easier through the much requested 'regular withdrawals' feature coming this summer.
Preserve Plan investor update Q3 2020
Nick Pidgeon from the Preserve Plan fund manager, State Street Global Advisors, updates us on the plan's performance in Q3 and the latest news.
Preserve Plan investor update Q1 2020
Nick Pidgeon from the Preserve Plan fund manager, State Street Global Advisors, updates us on the plan's performance in Q1 and the latest news.
Preserve Plan investor update Q2 2020
Nick Pidgeon from the Preserve Plan fund manager, State Street Global Advisors, updates us on the plan's performance in Q2 and the latest news.
Introducing the Pension Confident Podcast - with Peter Komolafe
Every month Peter Komolafe will be talking to experts from the PensionBee team and some of the best brains in personal finance, to discuss the biggest topics impacting your pension.
Governance and the Pensions Dashboards
In the final of our three blogs, Clare explains why the proposed governance structure will fall short on delivering government’s objectives.
Open Source Software - Are the sustainability problems getting better?
Business leaders are increasingly choosing to use open source software in their technology infrastructure. We explore whether open source software can improve the global sustainability problems.
Open Finance - exploring the benefits beyond Open Banking
We believe Open Finance has the ability to revolutionise consumers’ financial wellbeing. But whilst many may just be getting to grips with Open Banking we explore what Open Finance is and how it can benefit everyone.
What I learned about mothers and their pensions from answering Mumsnet questions
What are the burning questions that mums want answered when it comes to their pensions?
Match Plan investor update Q3 2020
Viraj Bhayani from the Match Plan fund manager, BlackRock, updates us on the plan's performance in Q3 and the latest news.
Match Plan investor update Q2 2020
Viraj Bhayani from the Match Plan fund manager, BlackRock, updates us on the plan's performance in Q2 and the latest news.
Match Plan investor update Q1 2020
Viraj Bhayani from the Match Plan fund manager, BlackRock, updates us on the plan's performance in Q1 and the latest news.
March product spotlight
In our product update series we highlight some of our recent new product features and updates. This month's edition focuses on a new checklist feature in the BeeHive and a provider search feature when adding a pension in the app.
Legal & General respond to our open letter regarding Shell
Find out how Legal & General have responded to our concerns around their investment in Shell.
June product spotlight
This month, we’ve made significant updates to our plan information to help you better understand your pension.
Is the Shariah Plan right for you? Here's what you need to know
What are Shariah-compliant pensions and how can Muslims invest to help them secure their financial future?
Is the rising cost of living impacting pension saving?
What's the real impact of the cost of living crisis on our pension savings?
How to top up your State Pension
Find out how making extra National Insurance contributions could increase your State Pension.
How to save for the future on an unpredictable income
Saving for the future with an unpredictable income might seem tricky, but with flexible pensions, smart tech tools, and a solid plan, it’s easier than you think – and your future self will thank you!
How to deal with a gap in your pension savings
Learn about the implications of not saving enough for retirement and find out how you can plug the gap.
How PensionBee is representing the diversity of their customers
Take a look at our new customer campaign and learn how we’re representing our customers across our marketing communications.
How PensionBee is making pensions affordable for every saver
We’re introducing a new fee structure, designed to reward the most dedicated savers.
How pension contributions could stop you from losing 30 hours of free childcare
Find out how pension contributions could help you keep 30 hours of free childcare.
How our BeeKeepers continued working through lockdown
Our BeeKeeper, Ollie, reflects on the experience of helping customers be pension confident during a pandemic.
How open source software can enable digital transformation
Business leaders are increasingly choosing to use open source software in their technology infrastructure. We explore some of the key ways open source software can be a driver of digital transformation.
How important is financial independence?
Read what changes can be made in society; including childcare costs, and access to domestic abuse support in order to achieve financial independence for women.
How does the furlough scheme affect pensions?
Read about the impact of furlough on pension contributions and what you can do to mitigate any downsides.
How do we decide what to build at PensionBee?
Our VP Head of Product, Martin, talks about how we decide what to build based on what's best for our customers.
The power of the golden record for data
Poor data integrity can be a big burden on an organisation, from regulatory compliance failures to losing a competitive edge. Learn about the importance of a golden record for data management and how to unlock its power.
Get started with Regular withdrawals
Discover how Regular withdrawals, our newest pension withdrawal method, makes it more convenient to take your retirement income with automatic monthly payments direct to your bank account.
Why closing the gender investing gap matters for impact investing
Closing the gender investment gap could unlock over $3 trillion of extra assets under management. What would that mean for impact investing?
Future World Plan investor update Q3 2020
Nancy Kilpatrick from the Future World Plan fund manager, Legal & General, updates us on the plan's performance in Q3 and the latest news.
Future World Plan investor update Q2 2020
Nancy Kilpatrick from the Future World Plan fund manager, Legal & General, updates us on the plan's performance in Q2 and the latest news.
Future World Plan investor update Q1 2020
Nancy Kilpatrick from the Future World Plan fund manager, Legal & General, updates us on the plan's performance in Q1 and the latest news.
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When the State Pension meets the tax threshold and what it means for you

One of the key announcements from the government’s Autumn Budget was that Income Tax thresholds will remain frozen until at least 2031.

By
Ruth Jackson-Kirby
20 Jan 2026
Pension Basics
Retirement Planning
All
3 pension saving tips from Warren Buffett

Warren Buffett is undoubtedly one of the most successful investors of all time. And in his final letter to his shareholders, he shared some savvy tips for pension savers.

By
Matthew Batsman
30 Jan 2026
Money Matters
Retirement Planning
All
What should you do with a redundancy lump sum?

Redundancy can be a turning point, and a lump sum can offer a vital financial cushion. Learn how it’s taxed and the key ways to use it wisely - from paying off debt to boosting savings or your pension.

By
Emma Lunn
03 Feb 2026
Money Matters
Retirement Planning
All
How to grow your pension in your 40s and 50s

Midlife can be a powerful moment to refocus on your future. Find out what steps you can take to build a stronger pension.

By
Veronica Morozova
24 Nov 2025
Retirement Planning
How to build a £3 million pension pot

£3 million can sound daunting, but with time and compound growth it may be more achievable than you think.

By
Veronica Morozova
16 Dec 2025
Money Matters
Retirement Planning
How to use pensions to pass on generational wealth

Here’s how to stop thinking about pensions as just your retirement pot, and instead as a family savings vehicle.

By
Ruth Jackson-Kirby
06 Jan 2026
Retirement Planning
All
How are default pension funds performing and what does it mean for your retirement?

How are default pension funds performing and how can you check your pension to make sure you're on track for retirement?

By
Dani Skerrett
24 Oct 2025
Retirement Planning
Why have annuity purchases been increasing?

Annuity purchases have been increasing over the past year. We explore why there's been renewed interest and whether buying one could be right for you.

By
Charles Kelton
21 Feb 2023
Retirement Planning
What is pension lifestyling and could it damage your wealth?

Pension lifestyling removes the risk from your pension pot, as you get closer to retirement. Lowering risk might sound sensible, but lifestyling could damage your wealth.

By
Faith Archer
17 Oct 2025
Pension Basics
Retirement Planning
What happens to my pension if I get sick?

If you become seriously unwell you may be entitled to take part or all your pension early. Find out what ill health and serious ill health pension payments are, and how they work.

By
Samantha Downes
12 Sep 2024
Money Matters
Pension Basics
Retirement Planning
Help us test our new regular withdrawal feature

It's almost here! Our new regular withdrawal feature automates the process of withdrawing from your pension. Try it out and let us know what you think.

By
Charles Kelton
30 Jan 2023
Retirement Planning
What I learned about mothers and their pensions from answering Mumsnet questions

What are the burning questions that mums want answered when it comes to their pensions?

By
Becky O'Connor
08 Mar 2023
Retirement Planning
Women and Finance
Is the Shariah Plan right for you? Here's what you need to know

What are Shariah-compliant pensions and how can Muslims invest to help them secure their financial future?

By
Muhammad Lambat
17 Oct 2024
Money Matters
Retirement Planning
Sustainable Investing
Is the rising cost of living impacting pension saving?

What's the real impact of the cost of living crisis on our pension savings?

By
Dani Skerrett
02 Jun 2023
Retirement Planning

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